Property

Protect against property damage
with Miramar

Miramar provides comprehensive property damage cover and consequential loss cover for small to medium-sized organisations.  We offer standalone products to fill a specific need – plus bundled products for maximum protection with competitive market rates.

Select one of our property covers below to find out more:

About the cover

Miramar’s Industrial Special Risks Insurance (ISR) insurance provides property damage cover and consequential loss cover for small to medium organisations.

Insurer

Miramar ISR is underwritten by Certain Underwriters at Lloyd’s who currently have an A.M. Best rating of A (Excellent).*

COVER LIMIT

Cover is suitable for risks $5 million and over and is able to co-insure with other insurers.

Suitability

Miramar ISR is designed to suit the needs of small to medium-sized businesses, and can be tailored to suit their specific cover needs.

* Please note that ratings can vary from time to time. You can check Lloyd’s current rating at the following website: www.ambest.com

 

Please refer to the Miramar Risk Appetite for the occupation and business types we assist.

Not on the list? Get in touch to see if we can help your clients.

Choose your wording

Cover is based on the Mark IV Wording and amended by Steadfast agreed endorsements. Other non-Steadfast endorsements can be considered by request.

Miramar Industrial Special Risks Insurance Policy (Mark IV)

Comprehensive cover available to Steadfast and non-Steadfast brokers and their clients.

Policy wording

ADDITIONAL ENDORSEMENTS

Proposal form

MIRAMAR SCTP ISR INSURANCE

 

Policy wording

About the cover

Miramar Asset Protection (MAP) product offers the flexibility of a package cover based on an ISR format. MAP is comprised of four key sections – material damage, business interruption, liability and management liability.

Insurer

Miramar Asset Protection (MAP) is underwritten by Certain Underwriters at Lloyd’s who– currently have an A.M. Best rating of A (Excellent).*

Features

  • General property section
  • Full accidental damage up to the policy limit
  • Temporary removal (excluding stock/equipment)
  • Management liability up to $2 million
  • LAOL basis – not sum insured

Suitability

MAP is designed to suit the needs of small to medium-sized businesses, and can be tailored to suit specific organisational cover needs.

* Please note that ratings can vary from time to time. You can check Lloyd’s current rating at the following website: www.ambest.com

Please refer to the Miramar Risk Appetite for the occupation and business types we assist.

Not on the list? Get in touch to ask if we can help your clients.

Choose your wording

Miramar Asset Protection (MAP) Policy Wording

Exclusive policy wording available to Steadfast brokers.

Policy wording

Proposal form

Miramar Black Policy Wording

Comprehensive cover available to non-Steadfast brokers.

Policy wording

Proposal form

About the cover

A flexible business insurance product covering the major risks that businesses commonly face, tailored to suit your clients specific risk exposure, all managed within the one policy.

Insurer

Miramar business insurance is underwritten by Certain Underwriters at Lloyd’s who– currently have an A.M. Best rating of A (Excellent).*

Features

Wide ranging coverage managed under the one policy. Choose cover options to suit your client’s business needs.

Suitability

Miramar offers business insurance to meet the needs of small to medium-sized businesses, and can be tailored to suit their specific cover needs.

* Please note that ratings can vary from time to time. You can check Lloyd’s current rating at the following website: www.ambest.com

Please refer to the Miramar Risk Appetite for the occupation and business types we assist.

Not on the list? Get in touch to see if we can help your clients.

Choose your wording

Miramar Business Insurance Policy Wording

 

Policy wording

Proposal form

Miramar SCTP Business Insurance Policy Wording

Enhanced policy wording available exclusively through the Steadfast Client Trading Platform (SCTP).

Policy wording

Proposal form

If you have any questions, or to get a quote, contact us on
02 9307 6600
property@miramaruw.com.au