Five minutes with… Jeff Miller, senior property underwriter at Miramar Underwriting Agency

When did you join Miramar and what does your current role entail?

I’ve been at Miramar since October 2015. As the senior property underwriter, my focus is on new business, which means I spend a lot of time building relationships with brokers and growing our existing broker relationships. As an underwriting agency, building relationships as opposed to crunching numbers, replying to emails and taking a transactional approach, is so important.

I became a senior underwriter about a year ago and that has involved taking on more responsibility assisting to lead the team, mentoring new starters and the younger underwriters. A big part of my role is helping expand the knowledge base of our underwriters which is very important to ensure succession planning within Miramar.

How did you get into the insurance industry?

Like so many people I fell into insurance. I was studying accounting back in my native New Zealand, and I wanted to get into the workforce and get some runs on the board in a financial services role. I initially joined a direct insurer as a claims officer.

Where did your career journey take you after that?

I worked in that role for about six years and had been thinking about getting into underwriting, so I moved to a call centre sales role before joining Vero in NZ as an assistant underwriter. After a couple of years, I was looking for a fresh challenge, so I decided to move to Australia. I initially moved to Brisbane and joined Lumley as a property and liability underwriter. I spent four years with Lumley, and then transferred to Sydney.

Next I joined leisure underwriter Altiora as an underwriter, before moving back to Brisbane and taking an account manager role at an insurance broker. I then moved to Melbourne and worked for Guild Insurance before deciding to move back to Sydney, and wound up at Miramar. It's been good to experience life in different parts of Australia, but my partner is from Sydney and now that our daughter is at school, I think this is where we will be staying.

What do you like to do in your spare time?

Exercise and fitness are a big part of my life. I have a gym set up at home and I like to compete in obstacle course races like Spartan. I love the challenge and I love pushing myself to be the best I can possibly be physically. I’ve also gotten back into coding and creating computer games in the past few years, which is something I enjoyed when I was younger. That’s my creative outlet. Aside from those things, my family takes up the rest of my time.

I also love my footy, both league and union…. 27 years of pain with the Warriors. Pretty much watch most games of both codes during my weekends.

Contact us for more information

For more information about Miramar’s property business, you can visit our website, while Jeff can be contacted at


Miramar Underwriting Agency Pty Ltd (‘Miramar’) acts as agent for the Insurer(s) of the products, certain underwriters at Lloyd’s and HDI Global Specialty SE – Australia. The Insurer(s) may act individually or as co-insurers. Please review the particular product which sets out the Insurer(s).