General and Products Liability cover for businesses large and small

Liability cover for low, medium and high hazard risks – from small to medium sized enterprises as well as more broadly in the corporate sector.


About the cover

Our aptitude for service, depth of industry knowledge and wealth of experience allow us to offer liability products on a broad range of risks. We can arrange standalone policies, or package products in order to offer targeted business protection.


Miramar liability insurance is underwritten by Certain Underwriters at Lloyd’s who currently have an A.M Best rating of A (Excellent).*


Our product offers primary and excess liability cover up to a limit of $50 million, with higher limits also considered upon request.


Miramar liability insurance provides specialised cover for businesses of all sizes.
We trade across 450 different occupation types and can offer terms on most occupations.

* Please note that ratings can vary from time to time. You can check Lloyd’s current rating at the following website:

Who we help

Here’s a snapshot of the occupation and business types we assist:

  • Manufacturing, including food, paper, plastics, rubber, rail, safety products, clothing and textiles, mining equipment, industrial machinery, agricultural and fibreglass
  • Engineering
  • Construction trade services
  • Wholesale trade
  • Imports and exports
  • Mineral and resource exploration
  • Agriculture
  • Air conditioning
  • Waste treatment
  • Woodworking, sawmills and timber processing
  • Restaurants
  • Truck body & trailer repairers
  • Property owners’ schedules (excluding shopping centres and supermarkets)
  • Scheme business
  • SME mainstream risks

Not on the list? Get in touch to see if we can help your clients.

Additional features

Errors and omissions

In certain cases and upon request, we can also offer cover for errors and omissions. Get in contact to find out how we may be able to assist you.

Product recall

Need food/beverage product recall or product recall expense extension? Call us to discuss your cover options.

Environmental Impairment

Are you looking for broader cover associated with pollution? Call us to discuss.

Choose your wording

Miramar Lloyds General and Products Liability Policy

Comprehensive cover available to Steadfast and non-Steadfast brokers.

Policy wording

Proposal form

Miramar SCTP General and Products Liability Insurance Policy Wording

Enhanced policy wording available only through the Steadfast Client Trading Platform (SCTP).

Policy wording

Proposal form

If you have any questions, or to get a quote, contact us on
02 9307 6600